I had a "near miss" driving home last night. I was going through a traffic-light controlled junction of two busy roads - the lights were in my favour and had not even STARTED to change - when a car completely ignored the lights and came shooting out from my right. I braked hard and luckilydespite the wet road did not skid and I missedhim/her. We were both travelling at some speed so I imagine the collision, had it happened, would have been violent. I was so lucky!!